2024 401k Roth Contribution Limits 2024. The total annual roth ira contribution limits are the same as for a traditional ira,. By saving in both a 401(k) and a roth account, you can take advantage of the 401(k)'s perks while limiting what you pay in taxes come retirement.
For example, using 2024 tax rates, let’s say you’re single and earn $75,000 a year, putting you in the 22% tax bracket. The maximum amount you can contribute to a roth 401(k) for 2024 is $23,000 if you’re younger than age 50.
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